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The ACA Subsidy Cliff is Here: What Small Business Owners Need to Know About 2026 Health Insurance Costs
Ashley Stephens Ashley Stephens

The ACA Subsidy Cliff is Here: What Small Business Owners Need to Know About 2026 Health Insurance Costs

If you've opened your health insurance renewal notice recently and felt your stomach drop, you're not alone. Premiums are up— way up. And if you or your employees have been relying on Affordable Care Act marketplace plans with subsidies, the sticker shock is real. Some people are seeing their monthly premiums double or even triple compared to what they paid in 2025.

Here's what happened, why it matters to your business, and most importantly, what you can do about it.

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3 Things About Term Life Insurance Most People Miss
Kate Baum Kate Baum

3 Things About Term Life Insurance Most People Miss

After 20+ years as a benefits and insurance consultant, I’ve helped hundreds of families get the protection they need. And I’ve seen the same things catch people off guard again and again. So let’s break down what really matters—and why now is the time to consider term life insurance.

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