Think great benefits are only for big companies? Think again. Whether you're hiring your first employee, running the show solo, or rethinking your renewal, these 10 often-overlooked tips will help you offer coverage that actually works, without the guesswork.

At Shipley Benefits, we believe employee benefits is one of the most personal businesses there is.

We know what's really at stake. We're not talking about a software subscription or a shipping contract. We're talking about the coverage that kicks in when someone's child is seriously ill, when an employee is facing a complicated diagnosis, when a family is trying to understand why a claim was denied at the worst possible moment.

Lost job-based health coverage? Here's a plain-language guide to every option available to you — COBRA, the Marketplace, short-term coverage, and more — so you can make a confident decision without the call center runaround.

ICHRAs are changing how small businesses offer health insurance in 2026. Here's a plain-language guide to what they are, how they work, and whether one might be right for your business.