Welcome to
The Shipley Blog
Has Your Insurance Broker Been Replaced by a Service Team? Here's What to Do
At Shipley Benefits, we believe employee benefits is one of the most personal businesses there is.
We know what's really at stake. We're not talking about a software subscription or a shipping contract. We're talking about the coverage that kicks in when someone's child is seriously ill, when an employee is facing a complicated diagnosis, when a family is trying to understand why a claim was denied at the worst possible moment.
Lost Job-Based Coverage? Let’s talk Health Insurance Options
Lost job-based health coverage? Here's a plain-language guide to every option available to you — COBRA, the Marketplace, short-term coverage, and more — so you can make a confident decision without the call center runaround.
What Is an ICHRA, And Is It Right For Your Small Business team’s Benefits?
ICHRAs are changing how small businesses offer health insurance in 2026. Here's a plain-language guide to what they are, how they work, and whether one might be right for your business.
Supplemental Coverage You Didn't Know Existed
Six supplemental insurance options most people don't know exist. And here's the part that surprises almost everyone: most of them don't require a qualifying life event. You can enroll at any time of year.
The ACA Subsidy Cliff is Here: What Small Business Owners Need to Know About 2026 Health Insurance Costs
If you've opened your health insurance renewal notice recently and felt your stomach drop, you're not alone. Here's what happened, why it matters to your business, and most importantly, what you can do about it.